Car Insurance System / Rayato
- Issuance process includes rate giving, proposal issuance, insurance policy issuance, issuance of additional types of insurance premiums
Subsystems
Recovery
- Recovery amount calculations
- Sending the file and remittance of recovery to the legal unit
Accounting
- Fix open items
- Payment of fees
- Eliminate duplicate deposits
- Issuance of accounting document (monthly, daily)
- Refund remittance (unspecified payments, additional payments, returned insurance premiums)
Headquarters management
- Sales profile management subsystem includes:
- Defining sales conditions
- Defining types of insurance policies
- Discounts and installment options
- Managing insurance policy issuance rules
- Controlling the debts of issuance unitsManaging access levels of issuance units to sales profiles
- Managing access levels of issuance units to sales profiles
Damage
- Acceptance
- Registration of accident information, responsible party, and affected party
- Assessment and calculations
- Voucher issuance
- Check issuance
- Electronic payment
- Document registration and viewing
Issuing
Specialized financial mobile app
- Expert registration of the car according to the damaged positions
- Expert registration of objects
- Managing the gallery and folder of incident images
- Send expertise and images to the server
Detection and verification of fraud
- Fraud Prevention Workflow Management
- Fraud detection using different diagnostic algorithms
Sanhab
- Automatic sending of information for proposal, insurance policy, endorsement, claim file, affected party, surgeries, voucher, and recovery to the central insurance server.
Rayato service brochure
For more information about the services, you can get the brochure.